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Process for Home Buyers
1. REVIEW FINANCES
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Save for the down payment
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Review/repair
2. ESTABLISH A BUDGET
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Down payment
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Closing costs
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Taxes and insurance
3. CREATE A LIST OF PREFERENCES
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Consider the location
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Proximity to work/school
4. GET PRE-APPROVAL
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Income proofs
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Employment verification
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Driver's license
5. START THE HOME BUYING PROCESS
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View houses
6. MAKE AN OFFER
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Create an offer
7. SCHEDULE AN INSPECTION
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Once the offer is accepted, an inspection is scheduled
8. FINAL WALKTHROUGH
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Establish a final walkthrough before the closing
9. CLOSING DAY
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Bring your identification
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Certified check
READY TO FIND YOUR NEXT HOUSE?
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Personal identification
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Your ITIN letter or Social Security card
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Most recent 2 years of taxes
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Most recent 2 years of W-2 forms
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Most recent 2 years of employment history
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Most recent 2 years of housing history
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Most recent 30 days of pay stubs
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Most recent 60 days of bank statements
List of Documents for Pre-Approval
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